Page 4 - Demo

02 | FINANCIAL HIGHLIGHTS5%8%11%14%17%0.25%0.50%0.75%1.00%1.25%16.67%15.25%10.98%15.44%16.67%15.17%1.31%0.98%1.10%1.23%1.19%$6.00$8.00$10.00$12.00$14.00$16.002021 2022 2023 2024 2025 2021 2022 2023 2024 2025 2021 2022 2023 2024 2025$50$60$70$80$90$100$1102021 2022 2023 2024 2025$1.80$2.00$2.40$2.80$3.20$3.60$4.002021 2022 2023 2024 2025$4.00$3.15$2.91 $ $ 2.84 2.80$15.47$9.24$11.36$12.74$13.40$110.49$85.74$72.94$83.56$91.252025 2024 % of ChangeBALANCE SHEET ITEMSAssets $ 991,526 $ 967,118 + 2.52%Deposits 888,674 878,718 + 1.13%Loans (net) 767,497 709,837 + 8.12%Stockholders%u2019 Equity 94,825 78,492 + 20.81%OPERATIONSNet Income 13,274 11,526 + 15.17%Net Income per Share 15.47 13.40 + 15.45%Dividends Paid 3,432 2,706 + 26.83%Dividends Paid per Share 4.00 3.15 + 26.98%PERFORMANCE RATIOSEquity to Assets (averages) 8.60% 7.87%Return on Average Assets 1.31% 1.19%Return on Average Equity 15.25% 15.17%DIVIDENDS PER SHAREEARNINGS PER SHAREBOOK VALUE PER SHARERETURN ON AVERAGE EQUITYRETURN ON AVERAGE ASSETS